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Privacy Statement

How we keep your information safe

In support and fulfillment of the Luxor credit products and services, Luxor obtains consumer credit information from the three national credit repositories. The following Privacy Policy describes the means in which Luxor handles this confidential information.

Use of Information

We request information from the three national credit repositories on behalf of our customers using their subscriber relationships with these repositories. These customers by their contracts with the national credit repositories must have permissible purpose under the Fair Credit Reporting Act to obtain this information.

We release this information only to the subscriber that has ordered it and will not release this information to any other party, whether affiliated with us or not, except: (1) as necessary for us to provide the product or service requested of us; or (2) as permitted by law. We may, however, store such information, for a period of two years.
Such information may be used for any internal purpose, such as quality control efforts or customer analysis.

Confidentiality and Security

We will use our best efforts to ensure that no unauthorized parties have access to any of this confidential information. We restrict access to this confidential information to those individuals and entities who need to know that information to provide Luxor products or services. We will use our best efforts to train and oversee our employees and agents to ensure that this confidential information will be handled responsibly and in accordance with this Privacy Policy. We currently maintain physical, electronic, and procedural safeguards to guard this confidential, nonpublic personal information.